Payment gateways are used for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. It is the equivalent of a physical point of sale terminal located in most retail outlets.
Payment gateways protect credit card details by encrypting sensitive information, such as credit card numbers, to ensure that information is passed securely between the customer and the merchant and also between merchant and the payment processor. A payment gateway facilitates the transfer of information between a payment portal (such as a website, mobile phone or interactive voice response service) and the Front End Processor or acquiring bank. SelectivePay offers a payment gateway, however, there are scenarios in which a merchant utilizes a software application that has been integrated only with a specific gateway. Below is a list of approved 3rd party payment gateways with which we currently work.